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Motor Vehicle Compensation A motor vehicle is any device that is used to transport people or property through public highways, and is powered by mechanical means. Motor vehicles include trucks, cars, buses, motorcycles, and even airplanes. Two studies revealed that interacting with insurance companies during the process of claiming compensation for the result of a motor vehicle accident was associated with higher levels of anxiety. More research is needed to discover the reasons for this. Damages The value of your claim for compensation from a motor vehicle accident is contingent on the specific costs and losses you incurred. A personal injury lawyer can assist you in determining the proper amount of compensation to be awarded for your particular circumstances. Damages are often classified as “special” or “general.” The latter are expenses that can be calculated, such as medical bills or car repair bills. General damages are not as straightforward to calculate and also include non-economic elements like pain and suffering. If your injuries were serious enough to be considered serious injuries under New York state law, you may be entitled to additional compensation above and beyond what an insurance company offers you. If you suffer from a permanent disability which significantly affects your quality of life you could be entitled to compensation for loss of consortium, as well as other non-economic damages. motor vehicle accident lawsuit glendale may also be eligible to receive reimbursement for the cost of taxis, public transportation and ridesharing services in the event that you could not drive following your crash. You may also be able to get reimbursed for the cost of maintaining your yard and home even if you are being unable to complete these tasks because of your injuries. You could also be able to claim the value of resale for your car that is damaged. In some cases an individual defendant could be ordered to pay punitive damage if it is determined that they were the ones who caused the accident. These damages are designed to penalize the responsible party for extreme negligence or recklessness. Medical bills Medical bills can be expensive for victims of motor vehicle accidents. Certain car insurance policies offer medical payment coverage, also referred to as med-pay, which can help pay for the expenses. In many cases this coverage is provided regardless of who was the one responsible for the crash. It is crucial to keep in mind that medical coverage cannot replace health insurance. In fact, the victim must always file a claim through their own health insurance first before making a claim with the at-fault driver's auto insurance company. You may also receive compensation for transportation costs to and from medical appointments. However, the person seeking compensation must be diligent about tracking and saving receipts for mileage expenses to ensure they receive a fair compensation. The No-Fault policy can also compensate victims for lost wages if they're unable to work due to injuries. The maximum amount that is able to be claimed is $2,000 per month for not more than three years. The No-Fault insurer may also be required by law to pay the full amount of any Disability, Workers' Compensation, or Social Security benefits that the injured party receives. Despite the financial aid that might be available, it could take months, and sometimes years, for a favorable settlement to be reached. In the meantime medical debt collectors could call, and unpaid bills could have a devastating effect on your credit rating. In order to avoid this, a victim should establish an attorney-client relationship with an attorney firm that provides representation in auto accident cases. Loss of wages A car accident can leave you in a state of financial stress. Medical bills as well as credit card debt and loan payments may build up when you're incapable of working. The loss of income can cause stress for your family. You can get back lost wages from your auto accident attorney. In order to prove that you lost your wages, you will need documentation that verifies your salary or hourly wage and the number of days missed due to injury. This can include the letter from your employer pay stubs, pay stubs, bank statements, tax returns, and much more. If you are self-employed, or are paid on commission the proof of your income may be more difficult. However, your expert car accident lawyer can help you gather the evidence to prove your claim. You are only able to recover your lost wages as part of a car accident claim. They cannot be recovered from disability or worker's comp insurance, as this could be considered a double recovery. The insurance company that is no-fault will send you to a doctor they have hired to evaluate you and determine whether, in their opinion, your injuries hinder you from working. This is known as an independent medical examination (IME) and you should be aware that the doctor performing your IME is biased toward the insurance company. Pain and suffering In contrast to medical bills and lost wages, it is difficult to quantify the suffering and pain that result from a vehicle crash. The emotional trauma that is caused by an accident could be more debilitating that the physical injuries. Someone suffering from PTSD might suffer from anxiety or insomnia, which may make it difficult to sleep well. They could also be unable driving due to the fear of a collision. An attorney can determine the total amount of non-economic damages and work with a jury to determine how much to offer for suffering and pain. This figure is also affected by the degree of your injuries and how they affect your daily life. It could be beneficial to keep a journal or ask family members or friends to provide written evidence. Some states have a cap on the amount of compensation paid for pain and suffering. New York does not, but the victims are legally able to file a suit and seek compensation for serious injuries, not just minor ones. A Manhattan car accident attorney can assist you in determining the true costs of your injuries and demonstrate that you are entitled to fair compensation.